248- News You Can Really Use
By: Paul A. Werlin, President, Human Capital Resources, Inc. It isn’t often that there is new information in the financial world that can...
MONEYSAVERS BLOG
Save reading time and receive ideas, resources, tools and information to improve your financial life. All content is provided free of charge.
Search
Harry N. Stout
- 5 days ago
- 4 min
247- Why You Should Buy Renter’s Insurance
Have you seen the media video footage of the fires, floods and storm damage that have recently hit various parts of the US? You often...
13 views0 comments
Harry N. Stout
- Sep 17
- 5 min
246- How a Cash Budget Changed My Money Mindset
Today’s post is in response to a subscriber who asked about the need to have a budget. She asked if it was worth the time and effort to...
20 views0 comments
Harry N. Stout
- Sep 15
- 2 min
245- The Missing Bucket!
Written by: Cary Carney, Vice President of Sales at Kuvare, Guaranty Income Life Insurance Company, a Kuvare company. Financial...
59 views0 comments
Harry N. Stout
- Sep 13
- 3 min
244- FinancialVerse Publishes a New Book and Introduces the FinancialVerse Podcast
Today we are pleased to announce two additions to the FinancialVerse: a new book and a bi-weekly podcast. We’ve added the podcast at the...
15 views0 comments
Harry N. Stout
- Sep 10
- 6 min
243- The Rickety Three-Legged Stool of Retirement Savings
In the FinancialVerse, you need to accumulate savings and income benefits during your Striving Stage years in order to generate the cash...
22 views0 comments
Harry N. Stout
- Sep 8
- 3 min
242- Buy Now, Pay Later – Is It Right for You?
Have you used the new Buy Now, Pay Later Plans (BNPL) to purchase something you really wanted, such as some new tech or clothing, other...
17 views0 comments
Harry N. Stout
- Sep 3
- 4 min
241- How Much Do You Need to Retire? Rules of Thumb for Retirement Savings
One of the most frequently asked personal finance questions is, How much do I need to retire? People usually want a quick answer and...
29 views0 comments
Harry N. Stout
- Sep 1
- 3 min
240- The Key Reasons to Buy Life Insurance Protection: Life Insurance Awareness Month
September is Life Insurance Awareness Month (LIAM). The non-profit organization, Life Happens, has been organizing well-received LIAM...
15 views0 comments
Harry N. Stout
- Aug 27
- 3 min
239- What is Sequence of Returns Financial Risk?
I recently received a subscriber request to explain sequence of returns financial risk and why it is important in retirement planning. So...
25 views0 comments
Harry N. Stout
- Aug 25
- 3 min
238- International Investing: A World View
By: Paul A. Werlin, President, Human Capital Resources, Inc. When it comes to world-awareness, Americans can be short-sighted. It’s hard...
15 views0 comments
Harry N. Stout
- Aug 20
- 2 min
237- Why Retirement Cash Flow Planning is So Important
Today the key to a financially secure retirement is having an inflow of consistent, protected or guaranteed after-tax cash. To...
23 views0 comments
Harry N. Stout
- Aug 18
- 3 min
236- Procrastination: The Greatest Thief
Written by: Cary Carney, Vice President of Sales at Kuvare, Guaranty Income Life Insurance Company, a Kuvare company. Henry Wheeler Shaw,...
59 views0 comments
Harry N. Stout
- Aug 13
- 6 min
235- Ideas to Save on Insurance Costs
One of the major elements of household budgets is the cost of insurance. This post takes ideas from my book on cash savings ideas to help...
13 views0 comments
Harry N. Stout
- Aug 11
- 3 min
234- Every Day is a Weekend – Now What?
There is a famous line that the actress Maggie Smith delivers on the show Downton Abbey when she asks, What is a weekend? Well, for most...
18 views0 comments
Harry N. Stout
- Aug 6
- 6 min
233- Where's Waldo? Finding a Financial Professional
Key decisions you need to make and the problems you will face in the FinancialVerse can be complex, confusing and rapidly changing. In my...
17 views0 comments
Harry N. Stout
- Aug 4
- 5 min
232- What is Pet Insurance? Protecting Your Furry Friends
I was recently asked by a subscriber to provide background and the basics about pet insurance. This can be a sensitive subject for many...
19 views0 comments
Harry N. Stout
- Jul 30
- 5 min
231- Buying the New Combination Life Insurance Policies
It is continually reported that 70% of people over age 65 will need long-term care services as they age. Do you or your parents own some...
20 views0 comments
Harry N. Stout
- Jul 28
- 5 min
230- Ten Keys to Retirement Planning Reality
It was recently reported that the key reason that households seek out a financial planner is to talk through a plan to securely retire....
26 views0 comments
Harry N. Stout
- Jul 23
- 2 min
229- How Secure Is Your Retirement?
I am always looking for free financial tools and calculators that make my life easier. I recently came across a great one that assesses...
28 views0 comments