• Harry N. Stout

FinancialVerse Moneysavers


Medical costs are one of the major cash expenditures for American families. Even with health insurance coverage provided at work or through Obamacare, the costs of premiums, coinsurance and deductibles can be overwhelming. In fact, unpaid medical costs are one of the primary reasons families declare bankruptcy. In this Moneysavers post, we found two recent articles. Read on and you may find ideas to help you save money. Enjoy!


Filling Prescriptions? Save Money With a Drug Discount Card

This piece discusses the potential savings you can get from using drug discount cards. I have personal experience in using such cards and have found several instances where my out-of-pocket expense for a prescription was less using a discount card even though I had prescription insurance coverage. From my standpoint these cards are worth looking into.


The High Cost of Long-Term Care Insurance (and What to Use Instead)

In the FinancialVerse – A Commonsense Approach for Your Money, I discuss the need to have some form of long-term care insurance coverage. I believe long-term care costs and their effect on the individual needing the care and their families is not being properly planned for by most households. This article discusses long-term care insurance and possible lower cost alternatives. It is worth a quick read either for yourself or your parents.

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As we have indicated to our readers, the FinancialVerse has been developed to offer books and money saving ideas that provide useful, easy-to-digest information on:

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