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  • Writer's pictureHarry N. Stout

29- FinancialVerse Moneysavers

Updated: Jan 15, 2021

This week we have three very good short articles on budgeting related topics that cover all age groups. They discuss steps you can take to financially finish 2019 on a high note, how to prepare for 2020, what small budget items can be really important, and lastly, why retirees need to continue the discipline of preparing a budget.

In the FinancialVerse, one of the Ten Must Do's I have written about is the need to have a budget in place. I know many of you will have your eyes glaze over when you read this but it is a fundamental truth. In your financial life, you don’t know where you are going without a guidepost. As the famous New York Yankee baseball player Yogi Berra said, “If you don’t know where you are going, you’ll end up someplace else.” The place you want to land is financial peace of mind. These articles present practical information that is consistent with the ideas and information we have presented in our FinancialVerse books and Moneysavers. Enjoy!

There are 100 days left in 2019. That's 100 days to finally complete the New Year's resolution you made back in January, get back on track if you've had a few financial hiccups, or make some completely new money moves. This article presents great steps you can take to plan your financial life.

This article advises you to not overlook safety net expenses in preparing your budget. These items include pet and phone insurance, vehicle repair contracts and home warranties if you pay for them through insurance contracts or dig into your emergency fund to pay for unexpected related costs.

This article from Motley Fool highlights why you need a budget in later life as you live on primarily a fixed income.


As we have indicated to our readers, the FinancialVerse has been developed to offer books and money saving ideas that provide useful, easy-to-digest information on:

  • General financial matters

  • Risk identification

  • Insurance protection products available

  • Information to improve financial awareness

  • Debt management ideas and resources

  • Materials that support consumers getting financial advice

We help to identify life’s financial challenges and provide suggested resources that you can pursue to educate yourself. The content is focused on consumer education and does not promote any particular product, service or company.

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