• Harry N. Stout

FinancialVerse Moneysavers

This week we have three very interesting posts on debt-related topics. They cover the pervasive impact of student loan debt on middle class families, why you should understand and manage your debt to income ratio and lastly, why individuals are being rejected for loans and credit cards. These articles present practical information that is consistent with the ideas and information we have presented in our FinancialVerse books and Moneysavers. Enjoy!


Student Debt Is Transforming the American Family

What student debt is doing to a generation of Americans. This comprehensive article presents in an in depth manner how student loan debt is impacting families and the lifelong burden student debt can become if not managed properly.

Debt-To-Income Ratio: What It Is and Why It Matters

This article from the Motley Fool asks the question: Is your debt-to-income ratio too high? – and presents why you should know your ratio and how credit granting organizations use the ratio. This is practical information you can use.

Here’s Why A Majority of Millennials Are Being Rejected for Loans and Credit Cards

This article from Fox News discusses why approximately 58% of millennials have been rejected for at least one financial product, a new survey has found. The article goes on to present key actions individuals can take to improve their chances of getting approved for the credit product they seek. ******************************************************************************

As we have indicated to our readers, The FinancialVerse has been developed to offer books and money saving ideas that provide useful, easy to digest information on :

  • General financial matters

  • Risk identification

  • Insurance protection products available

  • Information to improve financial awareness

  • Debt management ideas and resources

  • Materials that support consumers getting financial advice

We help to identify life’s financial challenges and provide suggested resources that you can pursue to educate yourself. The content is focused on consumer education and does not promote any particular product, service or company.


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