Harry N. Stout
261- Five Steps to Leaving a Legacy
As we age or take on dependents, it is natural to begin to think about ways to leave our values, knowledge and remaining financial...
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Harry N. Stout
- Nov 5, 2021
- 3 min
260- What You Deserve
By: Paul A. Werlin, President, Human Capital Resources, Inc. In my last article, one of the topics I discussed was a study that showed...
35 views0 comments
Harry N. Stout
- Nov 3, 2021
- 4 min
259- What Will You Spend in Retirement?
As you plan for retirement and your journey through the FinancialVerse’s Fulfilling Stage, planning and paying for the costs of living...
83 views0 comments
Harry N. Stout
- Oct 29, 2021
- 3 min
258- What is the Difference Between Original Medicare and Medicare Advantage?
Guest Contributor: Medicare Advantage Plans When you become eligible for Medicare, you can choose from one of two main ways to get your...
27 views0 comments
Harry N. Stout
- Oct 27, 2021
- 3 min
257- Do You Have Personal Umbrella Insurance? You May Need It More Than You Know
So you have been responsible and have the right insurance coverages in place for your household — car, homeowners, boat or renter’s...
21 views1 comment
Harry N. Stout
- Oct 22, 2021
- 4 min
256- Six Ideas on How to Fight Inflation
We are seeing it every time we go shopping. The prices for meat, poultry and basic foodstuffs have been increasing at a rapid rate. The...
433 views1 comment
Harry N. Stout
- Oct 20, 2021
- 3 min
255- Debunking Common Myths About Annuities
Written by: Cary Carney, Vice President of Sales at Kuvare, Guaranty Income Life Insurance Company, a Kuvare company. When you look...
73 views0 comments
Harry N. Stout
- Oct 15, 2021
- 3 min
254- The Elephant in the Retirement Room: Healthcare Costs
If you look around the room, as you are planning for your retirement, you will likely notice the large elephant sitting dead center...
32 views1 comment
Harry N. Stout
- Oct 8, 2021
- 4 min
252- You Need to Start Planning Your 2021 Income Taxes Now
Federal and state income tax payments are the single largest cash outlay for many households. If there was ever a year that you need to...
16 views0 comments
Harry N. Stout
- Oct 6, 2021
- 4 min
251- Paying for Long-term Care Costs
Have you had a family member or friend who has needed long-term care? Was it related to an illness, accident or memory care issue? In my...
22 views0 comments
Harry N. Stout
- Oct 1, 2021
- 4 min
250- October is Financial Planning Month – Do You Have a Plan in Place?
October is National Financial Planning Month. In America today, approximately 30% of households have a written plan in place. In my view,...
19 views0 comments
Harry N. Stout
- Sep 22, 2021
- 4 min
247- Why You Should Buy Renter’s Insurance
Have you seen the media video footage of the fires, floods and storm damage that have recently hit various parts of the US? You often...
22 views0 comments
Harry N. Stout
- Sep 17, 2021
- 5 min
246- How a Cash Budget Changed My Money Mindset
Today’s post is in response to a subscriber who asked about the need to have a budget. She asked if it was worth the time and effort to...
26 views0 comments
Harry N. Stout
- Sep 13, 2021
- 3 min
244- FinancialVerse Publishes a New Book and Introduces the FinancialVerse Podcast
Today we are pleased to announce two additions to the FinancialVerse: a new book and a bi-weekly podcast. We’ve added the podcast at the...
21 views0 comments
Harry N. Stout
- Sep 10, 2021
- 6 min
243- The Rickety Three-Legged Stool of Retirement Savings
In the FinancialVerse, you need to accumulate savings and income benefits during your Striving Stage years in order to generate the cash...
35 views0 comments
Harry N. Stout
- Sep 8, 2021
- 3 min
242- Buy Now, Pay Later – Is It Right for You?
Have you used the new Buy Now, Pay Later Plans (BNPL) to purchase something you really wanted, such as some new tech or clothing, other...
24 views0 comments
Harry N. Stout
- Sep 3, 2021
- 4 min
241- How Much Do You Need to Retire? Rules of Thumb for Retirement Savings
One of the most frequently asked personal finance questions is, How much do I need to retire? People usually want a quick answer and...
63 views0 comments
Harry N. Stout
- Sep 1, 2021
- 3 min
240- The Key Reasons to Buy Life Insurance Protection: Life Insurance Awareness Month
September is Life Insurance Awareness Month (LIAM). The non-profit organization, Life Happens, has been organizing well-received LIAM...
24 views0 comments
Harry N. Stout
- Aug 27, 2021
- 3 min
239- What is Sequence of Returns Financial Risk?
I recently received a subscriber request to explain sequence of returns financial risk and why it is important in retirement planning. So...
47 views0 comments
Harry N. Stout
- Aug 20, 2021
- 2 min
237- Why Retirement Cash Flow Planning is So Important
Today the key to a financially secure retirement is having an inflow of consistent, protected or guaranteed after-tax cash. To...
31 views0 comments
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